Elderbridge is a credit solutions company which acquires and administers loans from other lending institutions. We aim to provide our customers with the highest quality service and deliver them the ongoing support they need to manage their loans.


There are many ways existing customers can contact us to make an enquiry.

Call us on 0345 650 6237
Monday to Friday: 9am to 5.30pm
Saturday: 9am to 1pm

For other ways to contact us please click

Senior Management team

Steve Haggerty, Chairman

Steve has worked in Financial Services for over 40 years including Managing Director roles at Skipton Building Society, Homeloan Management Ltd and CEO of Crown Westfalen Bank.

Since 2010 he has worked as an independent with Hawkesbury Mortgage Services Ltd, specialising in mortgage portfolio trading, servicing and compliance. He is a Non-Executive Director of a number of mortgage related businesses, including Target Servicing Limited. Steve is a Chartered Director and fellow of the Institute of Directors as well as a member of the Institute of Legal Executives and a member of the Institute of Credit Management. His early career experience includes roles within underwriting and collections.

Paddy Byrne, Non-Executive Director

Paddy joined Target Group as CEO in 2012 and has overseen the turnaround and growth across the group. He became Group Chairman in August 2014.

Paddy has led businesses with turnover up to £450 million and 3000 people and has demonstrated a strong ability to continually improve profitability as a proportion of turnover. Paddy has successfully managed service provision for key elements of the National Infrastructure, including the London Metal Exchange's trading platform and the entirety of the Lloyd's of London insurance market’s support services. Paddy has also driven significant relationship led deals at C-level; most of these deals have involved high volumes, transformations and complexity, all of which have completed successfully.

Ian Larkin, Chief Executive Officer

Ian brings over 20 years of financial services experience to Target having worked at Lloyds Banking Group since 2005 running various businesses across retail and commercial banking.

His last role was MD of Lloyds Commercial Finance. Before joining Lloyds Ian was CFO at Virgin Money, prior to which he spent 4 years at McKinsey & Co and 6 years at Accenture. Ian co-leads the business with primary focus on business development and franchise growth. Ian has a 1st class honours Degree in Chemical Engineering from University College Dublin and an INSEAD MBA. He is also a Fellow of the Chartered Institute of Management Accountants.

Terry Baxter, Director of Risk & Compliance

Terry is an experienced compliance professional with over 27 years financial services experience including working for the PIA/FSA, PwC and as EMEA Head of Compliance for Computershare Investor Services. He has day to day responsibility for maintaining the risk and compliance framework that adds value to our customers, business and clients.

Prior to joining Target, Terry worked in professional services with Grant Thornton as a Director in its regulatory practice, where he led and participated in a number of skilled persons (s166) reviews, including responsible lending, risk management, suitability advice, financial promotions and compliance effectiveness. Terry's experience includes most financial services sectors, including brokers and intermediaries.